The short answer
Possibly. Some lenders and loan programs may accept an ITIN, while others require a Social Security number.
Ask before submitting documents
Confirm that the lender handles manufactured homes and accepts ITIN applications for the type of loan you need. Use the lender’s secure application process for identification, income, tax, and banking records.
Verify the lender and application requirements
An ITIN is a tax identification number; having one does not establish loan approval. Ask the lender which identification and income documents it accepts and whether the program covers the home and property arrangement you need.
Use contact information you have independently verified before sending documents. Do not post tax returns, identification, or account information in a public message or website comment. The lender should explain its secure application process and any fees before you proceed.
Explain the purchase before applying
Tell the lender whether you need financing for the home alone or for a home-and-land purchase. Ask for its document checklist before sending an application. If language assistance is important, ask what support is available for reviewing the terms. Do not rely on a general advertisement about ITIN loans as proof that a lender handles manufactured homes or serves your location.