The short answer
Yes, some manufactured-home purchases may qualify for FHA or VA financing when the borrower, home, land, installation, and property meet the program requirements.
Confirm the whole project
Not every lender offers every program, and not every home-and-land setup qualifies. Verify the program with a participating lender before choosing the home or making commitments on the property.
Name the program when comparing quotes
Ask the lender to identify the proposed loan program and explain which home and property conditions still need approval. Separate borrower eligibility from property eligibility: qualifying as a borrower does not mean every manufactured home or homesite will work.
Before ordering, share the model information, land details, and proposed installation with the lender. Ask who will confirm the foundation and other property requirements. Keep those answers with the project estimate so the installation plan and financing plan do not develop separately.
Do not treat the program name as a quote
Ask the participating lender for the payment breakdown, cash needed, and outstanding conditions for the specific purchase. Government program information explains the framework, but it is not an approval of your application or this particular home. Use the official resources below to prepare questions, then have the lender explain how those requirements apply to the home and property you selected.